I believe that all bankruptcy related hearings which coincide with a divorce should be heard in a family court rather than a civil court. Either this or a civil court should take the findings of a family court into consideration. I have recently had the pleasure of fighting the KPMG (official recievers) for my kid's home. My ex has paid no mortgage for 3 years nor maintenance for our son, household bills, council tax etc. He left our relationship with approx £8K worth of debt and managed to run up £36K of debt with his girlfriend in 2 years. She had a settlement of £120K from her husband but because they were not married the KPMG would not touch her. The money my husband owed me could not be taken into consideration as it was a family matter. How can it be right that a man abandons his family and then can just go bankrupt and use the house he has not paid towards as an asset. The law seriously needs to change. My only saving grace was that I owned the house before my husband moved in and that the housing market was crashing around our ears. The KPMG have taken my offer and run. I am still waiting though for the Court to rubber stamp it so fingers crossed!!