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What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.


Child maintenance - what is included?

  • TBagpuss
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24 Jul 12 #345032 by TBagpuss
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If you get CSA you are not entitled to anything extra on top.

However, if your daughter splitsher time between you it is reasonable for him to pay for her child care during times she is with him, but he isan''t available to look after her himself.

So if you agree that he has her for 50% of the holidays but he can only get part of that time off work, it''s up to him to arrange (and if necessary pay for) alternative care.

You could have this written into the Consent Order - ideally set it up as ''global maintenace'' i.e. for you and you daughter) as that way you have some protection from him simply then involving the CSA and bringing the arrangment to an end.

I think you need to discuss this. If his position is that he will have her when he can get time off and you''re responsibble all ofthe rest of the time, that has an impat on your over all finacial needs, as you will either ned to look at taking unpaid leave, or cut your hours, or factor in the extra child care costs, which may in turn affect things such as whether you need spousal maintenace or a higher share of capital assets.

  • bakerj
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02 Aug 12 #346874 by bakerj
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I think maybe I got very confused :unsure:

I have now applied and hopefully they will contact me soon.

Thanks for all the replies.

  • Child Maintenance Options
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07 Aug 12 #347913 by Child Maintenance Options
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You do not have to use the CSA to arrange child maintenance with your ex-partner. It may have taken a while, but you have reached an agreement between yourselves which we call a family-based arrangement (FBA). This type of arrangement can include anything you both agree, and it isn''t just about money - you can include payments for kids clubs, clothes or child care etc.

If you choose to go through the CSA, your ex-partner wouldn''t be legally obliged to pay anything over and above what the CSA calculate. If you want to find out more at a FBA, please visit www.cmoptions.org.uk, there is also a maintenance calculator to help you.

  • retep69
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04 Sep 12 #353824 by retep69
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Hi

Lots of good advice above,but just thought I`d mention childcare vouchers.

If your employer provides them it means you can save tax on your childcare costs.

It might be an option for you to reduce your childcare costs regardless of whether you have any luck getting it covered by the Consent Order or maintenance.

  • bakerj
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05 Sep 12 #353912 by bakerj
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Thanks for this reply (and for all of the above).

My employer doesn''t provide child care vouchers - I asked this when I was paying for child care before she started school. They are not good at making it a very ''employee friendly'' place to work :huh:

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07 Sep 12 #354422 by Child Maintenance Options
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Hi

Thanks for the post.

If you and your ex-partner can reach an agreement, then you can decide between yourselves how much child maintenance he''ll pay, and even what counts as child maintenance. For example, you could agree that his contribution towards the child care costs counts as child maintenance for your child.

In terms of monetary amounts, you can get an idea what your child maintenance payments would be through the CSA using the Child Maintenance Options calculator. You could also use this amount when negotiating your Consent Order.

I know it can sometimes be really hard to talk to your ex-partner about money, but there is help available from the child maintenance Options Service. You can find tips and support at www.cmoptions.org, or you can speak to someone in confidence by calling 0800 988 0988.

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