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Is a letter legally binding?

  • Bergy
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12 Apr 12 #323301 by Bergy
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Hi,
My ex has requested a letter from me to supply to her mortgage company for her new mortgage as proof of income.

In the letter she is asking me to state what I currently pay her for my daughter, when the agreement started and that it will run till she leaves full time education.

My question is: Could this letter be used against me at a later date should my personal circumstances change?

It will not be witnessed, it will simply state my name and based on my current personal circumstances I pay £xxx each month in relation to my daughter and that this agreement has been in place since xxx and that I will be paying maintenance for her until she leaves full time education.

I am happy to give it to her to assist her obtain the mortgage, I just don''t want her saying that I promised I would pay that level of maintenance should circumstances change.

Thanks
B

  • somuch2know2
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12 Apr 12 #323305 by somuch2know2
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You want her to get a mortgage.. this is good. Although I suspect only a court order will appease a mortgage company.

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12 Apr 12 #323306 by Bergy
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I want her to get the mortgage to stop her moving house and dragging my daughter all around the place.

Apparently the mortgage company have said all they need is a letter from me stating what I pay and when.

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12 Apr 12 #323310 by somuch2know2
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Do you have a Consent Order yet?
It seems weird that it the only thing the mortgage company requires. I have made similar enquiries and they all want official documentation from the courts.

Find out who her IFA is and speak with them directly

  • happyagain
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12 Apr 12 #323312 by happyagain
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Some mortgage companies accept a letter, others only take maintenance into account if CSA ordered. Your ex is lucky that hers will accept a letter. No letter can be held against you, it is not court ordered or legally binding.

  • Bergy
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12 Apr 12 #323314 by Bergy
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No we dont have a consent order, neither of us can afford the solicitors fees and she won''t do it any other way.

I tried to find out who her IFA is so I could speak with them direct but she wouldn''t tell me.

She is a bit of a control freek :(

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12 Apr 12 #323316 by Bergy
Reply from Bergy
happyagain wrote:

Some mortgage companies accept a letter, others only take maintenance into account if CSA ordered. Your ex is lucky that hers will accept a letter. No letter can be held against you, it is not court ordered or legally binding.


Hi Happyagain.

Thanks for that.
I didnt think it was legally binding without a court order.

B

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