A well respected, award winning social enterprise
Volunteer run - Government and charity funded
We help 50,000 people a year through divorce

01202 805020

Lines open: Monday to Friday 9am-5pm
Call for FREE expert advice & service info

What Does Child Support Cover?

  • Cricket_Fan
  • Cricket_Fan's Avatar Posted by
  • Junior Member
  • Junior Member
More
10 Jul 12 #342241 by Cricket_Fan
Topic started by Cricket_Fan
I moved out just over a year ago, and paid maintenance straight away.

It has not been done formally through the CSA although I did use their online calculator to come up with an amount.

My question is, what does this figure cover. As well as maintenance I also pay for half of the mortgage of the house I left. I was told yesterday the ex should take mortgage out of the maintanance. Is that correct.

I am going to make an appointment with a solicitor soon to get the ball rolling for divore and the like but want to get as much info before hand as I can. (I should have done this a year ago)

I have my son nights a week, I wish it was more but I now live in my parents spare room and it is too far to commute to school for him than the one trip a week currently.

I also pay for one club that falls on the day he is with me, clothes are fluid in that he doesn''t have clothes that have to stay with me, I do but him stuff but uniforms and the like are paid for by my ex. I have bought him trainers when he was with me as he needed them, presume I could have asked for money from her for them but didn''t.

So basically, is there a list that says this this and this are covered by maintananance payments?

Thank you

  • maisymoos
  • maisymoos's Avatar
  • Platinum Member
  • Platinum Member
More
10 Jul 12 #342246 by maisymoos
Reply from maisymoos
child maintenance can cover anything from clothes, food and bills to tyres for you exs car that she drives children around in or mending a bathroom tap. Yes mortgage payments too. There is no list to say what it should or has to be spent on.

If the mortgage is in joint names it is however a debt you are both equally liable for until you reach a financial settlement.

  • jslgb
  • jslgb's Avatar
  • Platinum Member
  • Platinum Member
More
10 Jul 12 #342247 by jslgb
Reply from jslgb
I dont know if there is an official list but here is a list of what the £30.50 a week my stbxh''s payment covers:

Rent
Gas
Electric
TV Licence
Phone
Food
Transport to school and back
Weekly school contribution to art funds etc
School trips
School clubs
Swimming lessons
Rainbows
School uniform
Books
School Shoes
Childcare
Protective clothing (ie: rain coat, wellies, suncream, sun hats etc etc)

And thats just off the top of my head, i''m sure there is lots more that i cant think of right now!! I say covers as stbxh seems to think his payments are more than adequate. Anyone with a half decent grasp of maths can see they are not!!

  • Cricket_Fan
  • Cricket_Fan's Avatar Posted by
  • Junior Member
  • Junior Member
More
10 Jul 12 #342248 by Cricket_Fan
Reply from Cricket_Fan
maisymoos wrote:

If the mortgage is in joint names it is however a debt you are both equally liable for until you reach a financial settlement.


It is, and I have continued to pay for my half as I want as little distruption as possible for my son.

Thanks both, I am in the process now of making arrangements for either my ex to buy me out or for a legal arrangement to come off the mortgage once an agreed amount payable to me once my son leaves education is sorted.

As it is I live in a spare room with no hope of getting out. At 33, and having been married and having my own home for over 10 years that is not fun!!

  • vivi36
  • vivi36's Avatar
  • Platinum Member
  • Platinum Member
More
10 Jul 12 #342249 by vivi36
Reply from vivi36
Are you married? and is the mortgage in joint names?

If it is joint then you are jointly liable for the debt.

My x was ordered to pay half the mortgage and CSA payments at MPS.

Now this is funny ground cos he could more than afford it. Him doing this ment that although I got a lot I still only had less than a quarter of his monthly salary.

So it''s all about affordability and setting a president. Bear in mind that she will probably now be eligable for tax credits and working tax credits.

When you divorced and all the finances are settled then it''s a different ball game again.

check this out and complete it as if your her to give an idea of what she could be claiming: www.hmrc.gov.uk/taxcredits/calculator.htm

  • Cricket_Fan
  • Cricket_Fan's Avatar Posted by
  • Junior Member
  • Junior Member
More
10 Jul 12 #342250 by Cricket_Fan
Reply from Cricket_Fan
Thanks Vivi, yes married and yes mortgage in both our names.

I worked out that with what I give her, plus reduced bills and increased tax credits the household has almost as muchmoney per month as when I lived there, but now doesn''t have any of my outgoings!

  • MrsMathsisfun
  • MrsMathsisfun's Avatar
  • Platinum Member
  • Platinum Member
More
10 Jul 12 #342253 by MrsMathsisfun
Reply from MrsMathsisfun
CM is payable to cover additional cost incurred by the PWC, such as childcare.

Its not actually meant to cover the rent or household bills.

However how your ex chooses to use CM is her decision

Moderators: wikivorce teamrubytuesdaydukeyhadenoughnowTetsSheziLinda SheridanForsetiMitchumWhiteRoseLostboy67WYSPECIALBubblegum11