A well respected, award winning social enterprise
Volunteer run - Government and charity funded
We help 50,000 people a year through divorce

01202 805020

Lines open: Monday to Friday 9am-5pm
Call for FREE expert advice & service info

mortgage payments instead of child support?.....

  • allmixedup
  • allmixedup's Avatar Posted by
  • Senior Member
  • Senior Member
More
11 Sep 12 #355225 by allmixedup
Topic started by allmixedup
hi there friends..... still going through the motions i''m afraid :-(i wanted to ask your advice on something.... my stbx and i have made a verbal agreement that he is to move out at the weekend, and then we''ve agreed that instead of us paying the mortgage between us (i''m staying in the marital home with our daughter until we''ve decided what to do with it)and him paying child support, he could just pay the mortgage instead of maintenance. do you think this would be acceptable in a judges eyes? it just seems ridiculous that child support payments equate to my half of the mortgage....so effectively i would be giving it him back every month !! what do you think?..... thankyou in advance xxxxx

  • Northernboy
  • Northernboy's Avatar
  • Elite Member
  • Elite Member
More
11 Sep 12 #355228 by Northernboy
Reply from Northernboy
At least you willing to pay half your mortgage my wife wants me to pay the mortgage for her to live there and CSA, I wouldn''t agree so she said she won''t pay the mortgage then so if she''s not paying I''ve stopped paying it. She get her CSA payment every month but unfortunately the mortgage company are applying for a court order now to reposse the house now.

  • allmixedup
  • allmixedup's Avatar Posted by
  • Senior Member
  • Senior Member
More
11 Sep 12 #355231 by allmixedup
Reply from allmixedup
oh dear :-(but then surely everybody loses that way?

  • somuch2know2
  • somuch2know2's Avatar
  • Platinum Member
  • Platinum Member
More
11 Sep 12 #355233 by somuch2know2
Reply from somuch2know2
Youc an pay the mortgage in leui of CSA- if it is of the same amount or more. If it is less than you have to give your ex the difference

You dont need to lose your house Northernboy

  • Northernboy
  • Northernboy's Avatar
  • Elite Member
  • Elite Member
More
12 Sep 12 #355443 by Northernboy
Reply from Northernboy
Mortgage is £600 CSA £350 I can''t afford to pay my half as I''m living at parents and can''t adored a place of my own.

  • somuch2know2
  • somuch2know2's Avatar
  • Platinum Member
  • Platinum Member
More
12 Sep 12 #355444 by somuch2know2
Reply from somuch2know2
Where are you in the process?
Have you had a first hearing yet?

  • Lostboy67
  • Lostboy67's Avatar
  • Moderator
  • Moderator
More
12 Sep 12 #355474 by Lostboy67
Reply from Lostboy67
Hi,
Well I assume you''ve not started on the whole process yet, but here are somethings to think about.

If you try and milk him too hard he may descide that he can''t afford to move out.

You should be paying his ''half'' of the mortgage in lieu of rent on his ''half'' of your jointly owned property.

You both need somewhere to live, if share of the mortgage is >15% of his net pay, then he is supporting you and his child and paying more than he would have to under CSA.

The child support payments are intened to cover all the child related running costs and putting a roof over their head is one of those costs.

LB

Moderators: wikivorce teamrubytuesdaydukeyhadenoughnowTetsSheziLinda SheridanForsetiMitchumWhiteRoseLostboy67WYSPECIALBubblegum11