Hi new to this unfortunately,my wife is going on holiday this Tuesday for one week with our 3 year son. On return she has informed me she is changing locks on door, due to breakdown in our relationship arguing,bickering, no violence.
She has mortage in her name only ( mug me ) even though i pay mortage each month, among other outgoings/bills.
is she legally able to change locks?
Hopefully someone could advise as im pretty down in the dumps, re being homeless and being away from my boy.
Thanks for that Jonathan, but as much as i tell her she wont come round.As in we need to work a bit harder to resolve issues re home and our son.She seems to think im taking her to court not true.She is the one who has to take me to court, to get me out of house that i pay mortage on.
This is very worrying as they go to Spain on holiday tomorrow, and back next week when this is when she will change locks when im working overnights,been informed if this happens to call police, but after the events what can they do? ive nowhere to move or any funds available for deposit on room,im truly in the mire if she goes ahead.
Yes mortgage in her name,and deeds in her name.
But all paperwork disappeared.
Mortgage due to be paid end of month and insurances that i pay,think i may default as have no money for deposit on anywhere,this is a big mess!
Because you are married legally you have the same rights to occupy the former matrimonial home as your wife regardless of whose name is on the deeds or mortgage and she can''t change the locks. However, because your name isn''t on the deeds you need to register your home rights with the Land Registry so the property can''t be sold until the finances have been settled.
If you leave to live elsewhere it can be difficult getting back into the property because the property is your wife''s home and not yours so your rights to occupy the property have to be balanced against the your wife''s rights to privacy and a family life.
If she is going to take the draconian step of changing the locks, she can hardly expect you to pay the mortgage for her. You will need to rent somewhere for yourself and that''s where the mortgage money will be going. The alternative is that the two of you go to a mediator and work things out like responsible adults. Giving ultimata to each other is just going to raise the temperature and will increase costs.