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Subject Access Request - Bank Statetment

  • jean3471
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26 Apr 12 #326706 by jean3471
Topic started by jean3471
Hello

I have been ring my bank and credit card company requesting copies of all my bank statements,which will be used as evident to
show what I have spent in relation to the house. I was informed that each statement would cost £ 4 each which would be very costly, as I have to go back 14 years.

I have been surfing the internet and found that I can request under the data protection act somethink called a "subject access request "which will cost £10.00 and will show every transation on the account. My question is would this give a breakdown of each transcation made on the account , and could I used this as evident to proof what I have contributed towards our house ?

  • autumn9
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26 Apr 12 #326712 by autumn9
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If you bank with one of the major banks; sign up for Internet Banking and then you will be able to assess all your statements on line printing off what you need. Who has stated that you need to go back 14 years?

  • Tets
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26 Apr 12 #326713 by Tets
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Why do you need to go back 14 years? The court won''t be interested in ever penny you''ve spent in the last 14 years.

You can make a ''subject access request'' under the data protection act the banks may take some time to collate all the data they hold and release it. The most they can charge for this is £10.

  • jonathancj
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26 Apr 12 #326718 by jonathancj
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The money you spent needs to relate directly to the property and needs to be substantial. Ordinary living expenses are irrelevant, as are ordinary levels of household repair and maintenance.

  • jean3471
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26 Apr 12 #326727 by jean3471
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I have contributed towards, New Kitchen, bathroom. Paid for complete redoration of the house ie wood flooring, paints, wallpaper, carpets, all the furniture in the house.

Would that be a substantial amount over the last 14 years. I also wanted to establish that I was also contributing towards the bills ect. Hence going back 14 year ?

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26 Apr 12 #326734 by livinginhope
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Have you actually been asked for this proof or have you just decided you need it?
I doubt it will be considered very relevant in the Financial Settlement.I would think other things will be regarded as more important ie children,earnings,pensions etc.

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26 Apr 12 #326741 by jean3471
Reply from jean3471
we are not married and have a child. The house is in my partner name and has been paid off, with help from me. so I getting as must evidence as possible to establish a claim to some of the house.

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