Be gentle as this is my first time here! Could I have some advice please to this situation. I live with my partner and our three yr old daughter. Moved into partners house which he has had a mortgage on since before we met, approximately eight years. We have no desire to marry as have both been married before and happy the way we are. I currently work part time to keep childcare costs down so I don''t pay a great deal towards household bills, contribute half towards food bills though. Partner doesn''t give me any housekeeping so anything I need, petrol for my car comes out of my wages.
Question or fact that plays on my mind is should we ever separate would me and our child be homeless? Annoying at the fact that I don''t contribute more as I work part time to raise our daughter and keep childcare costs down yet I could be potentially penalized for this. If I had a full time income I could get and save a little nest egg for me and my daughter!
You could talk to your partner about your fears, if you still don''t want to marry, you could become tenants in common on the mortgage, specified the share of the house that is "yours" and also registering your name on the title deeds of the house.
Sorry, do you mean by deal breaker you would think that its something in your opinion you should separate on? In my mind if he disagrees to marriage nor putting me on the deeds I am basically out on my own. It has also been suggested about getting a cohabitation agreement if all else fails, what do you think?