4 months seperation, we have ended but what next?

Hi there,

I''ll try to keep this as simple as possible. I wont get into the personal details and bore you all.

My situation is this: Married to wife July 2015, there are two children, one from her previous marriage and one of mine. We own a house in joint names with £152k (house worth around £350k) / 25ish years left on the mortgage. For the last 5 years I have paid the mortgage and every bill, she hasn''t contributed a penny towards it. There is no joint debt or other shared assets or savings.

I moved back to my mothers house 4 months ago after the situation with my wife became intolerable and we were in danger of something silly happening, especially when you have children in the house. I thought this was the right thing to do at the time. Soon after I went to the doctors and was diagnosed with severe depression and anxiety. Luckily for me I have a wonderful mother who would do anything for me, even now at the age of 31, and was able to move into her spare room where I still remain.

This week, wife and I mutually decided enough was enough and the seperation will be made permenant which is where I am now.

So the past 4 months, I have basically existed to pay the bills for the house i''m not living in (approximately £8k), whilst being at my mums but now things are final this can not go on for even a month longer as it''s crippled me. She has her own business and works full time. She will also recieve tax credits, child benefit and £300 a month from first childs dad so i''m 99% sure she can afford to take on the bills. As a newly self employed business owner, I very much doubt the bank will let her take on the mortgage alone so I will need to remain on it. There will be no consideration of selling the house, it''s in joint names so that''s that.

I will have my child on average once a week, first weekend I just have her during the day on the Saturday and the second week she will come to me on the Friday and spend two nights here and then dropped off on the Sunday. And then that will carry on in that pattern.

What do I do now? Financially what am I expected to pay to her taking into account the above? I earn around £35k a year gross (£2200ish net a month) and I know I am financially liable for my child but what about the mortgage (£761 a month) that will remain in my name even though I don''t live there? Taking a chunk out of that net figure will leave very few if any options of independance in the area I live (London) so will need to stay with my mum for the time being. Is that what is expected? I don''t really see myself having any sort of future at the moment (or at least another 14 years when my child is 18!) and I am so confused as to what I am supposed to pay given the above?

This message forum is my first starting point. I have taken the next two weeks off of work and plan to see my GP in regards to my health situation, book an appointment at a local citizens advice office to get their opinion? And then google shows me there are a few charities locally who I can speak with in regards to what happens next so il try to get an appointment there. We would both be looking to do this outside of court for financial reasons plus the fact there are no real issues we disagree on but I just need to know what is expected of me now and where that leaves me for the future?

Thanks in advance. Any advice appreciated as I really am out of my depth here and am about to sink.