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Mortgage payments and getting benifits

  • wilson197781
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4 years 1 month ago #483706 by wilson197781
Mortgage payments and getting benifits was created by wilson197781
Hi im.very confused my ex has been asked to look in to putting my name on the mortgage and we pay half each i stay in the house untill my 4 yr old is 18 then the house will be sold and split 50/50 we are married ..i have a autistic 10 yr old aswell ..im on benifits as i have adhd and aspergers as well as a personality disorder so can not work ..i have no problem paying half the mortgage but i know when the house is sold i wont have enough to put a diposit down on a new house and i will have too much money in the bank to be housed by the council also im not sure wether i will be able to continue to get my benifits if i part own the house ..renting will be to much for my daughter and my self he pays the mortgage and 240.00 a month child maitence ..i understand that it will give me some stability untill my youngest is 18 but what do i do then with a disabled child /adult and no where to live ..could some one please advise me thanks x

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  • LittleMrMike
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4 years 1 month ago #483915 by LittleMrMike
Replied by LittleMrMike on topic Re:Mortgage payments and getting benifits
I see you haven't had a reply. I've just returned from a week or so in Hungary which was quite interesting.

First reaction is that it would definitely pay you to speak to a CAB to
enquire about possible benefits for your 10 year old, especially Disability Living Allowance. If you can get this for him, you should be looking at Carer's allowance and possibly y higher rates of benefit.

I don't think there's too much mileage in trying to think too far ahead.
My understanding is that capital tied up in a house normally does not
affect means tested benefits .

LMM

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