Hi im.very confused my ex has been asked to look in to putting my name on the mortgage and we pay half each i stay in the house untill my 4 yr old is 18 then the house will be sold and split 50/50 we are married ..i have a autistic 10 yr old aswell ..im on benifits as i have adhd and aspergers as well as a personality disorder so can not work ..i have no problem paying half the mortgage but i know when the house is sold i wont have enough to put a diposit down on a new house and i will have too much money in the bank to be housed by the council also im not sure wether i will be able to continue to get my benifits if i part own the house ..renting will be to much for my daughter and my self he pays the mortgage and 240.00 a month child maitence ..i understand that it will give me some stability untill my youngest is 18 but what do i do then with a disabled child /adult and no where to live ..could some one please advise me thanks x
I see you haven't had a reply. I've just returned from a week or so in Hungary which was quite interesting.
First reaction is that it would definitely pay you to speak to a CAB
enquire about possible benefits
for your 10 year old, especially Disability Living Allowance. If you can get this for him, you should be looking at Carer's allowance and possibly y higher rates of benefit.
I don't think there's too much mileage in trying to think too far ahead.
My understanding is that capital tied up in a house normally does not
affect means tested benefits