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child support

  • fedup2008
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30 Oct 08 #61189 by fedup2008
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at present my ex partner is paying all the bills to the house and the mortgage and giving me a small amount of maintenance per month, If i take it to the csa I will be £100 per week better off. However, I have not taken into account the mortgage payment can I just work it out on the interest only portion or does it have to be the capital and interest when I will not benefit at all on the sale of the property do not see why I should contribute to the capital element... (we were not married and the property is in his sole name only.)

  • steveinbrum
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30 Oct 08 #61205 by steveinbrum
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i don t know your personal financial details but the c s a laws have just changed a few days ago and are now a last resort to a disputed settlement
i pay my ex 20% of my take home pay but the csa excepted my mortgage payment( and it is just the interest at 530 a month )as satisfactory maintenance for 2 children
obviously i pay more with kids clubs and school uniforms and treats at weekends ect
i was advised to keep receipts of every penny i spend on my kids
and i have not been asked to pay any more maintenance
the csa in my experiance should be a last resort try and sort it out amicabley cut out solicitors as in my humble opinion they are blood sucking scumbags lol

  • roseanne
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30 Oct 08 #61211 by roseanne
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Agree CSA are politely not the best! Would have thought you would be better for x to pay their accepted rates you may mortgage out of that and if you cannot ask for spouse maintenace.
As regard x benefitting from you you paying off capital on mortgage. Assume you and x currently have a repayment mortgage?
A word of warning. Until the 'credit crunch' it was easy to switch to interest only. My figures agreed in my Consent Order presumed I could take mortgage in my own name and BS had agreed I could switch to this. Transfer has now taken place but BS will not accept interest only. Which leaves me in deep dodo £240 a month in deficit. Just be very careful

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