at present my ex partner is paying all the bills to the house and the mortgage and giving me a small amount of maintenance per month, If i take it to the csa I will be £100 per week better off. However, I have not taken into account the mortgage payment can I just work it out on the interest only portion or does it have to be the capital and interest when I will not benefit at all on the sale of the property do not see why I should contribute to the capital element... (we were not married and the property is in his sole name only.)
i don t know your personal financial details but the c s a laws have just changed a few days ago and are now a last resort to a disputed settlement
i pay my ex 20% of my take home pay but the csa excepted my mortgage payment( and it is just the interest at 530 a month )as satisfactory maintenance for 2 children
obviously i pay more with kids clubs and school uniforms and treats at weekends ect
i was advised to keep receipts of every penny i spend on my kids
and i have not been asked to pay any more maintenance
the csa in my experiance should be a last resort try and sort it out amicabley cut out solicitors as in my humble opinion they are blood sucking scumbags lol
Agree CSA are politely not the best! Would have thought you would be better for x to pay their accepted rates you may mortgage out of that and if you cannot ask for spouse maintenace.
As regard x benefitting from you you paying off capital on mortgage. Assume you and x currently have a repayment mortgage?
A word of warning. Until the 'credit crunch' it was easy to switch to interest only. My figures agreed in my Consent Order presumed I could take mortgage in my own name and BS had agreed I could switch to this. Transfer has now taken place but BS will not accept interest only. Which leaves me in deep dodo £240 a month in deficit. Just be very careful