help - i feel i am in limbo

before i start i accept that the breakdown of my marriage is my fault.

i left my wife of 25 years in october to be with a new partner. my ex partner takes home £500 and i earn £3000. since the split i have paid all the bills and still have a joint bank account where my pay goes.

i have got to the point where i need to move on, i appreciate it from my ex's point of view, but i cannot carry on the way things are.

my ex has done very little to move towards a divorce but i cannot carry on making the payments i am currently doing for two homes - i will end up in severe financial difficulties if i do. what can i do?

Hi, you need to post a bit more information before being able to answer this question.

Are there any dependent children?
What is the house worth and how much equity?
Any other assets ie pensions, shares, savings etc?
Any other debt and whether joint or single?
Would your x be able to get more money from her job or benefits?

Just to clarify, in the eyes of the law it doesn't matter who is to blame for the break up of the marriage, this will not come into play unless there has been extreme behaviour. Finances are a totally seperate issue.

Regards, Sarah

Hi, you need to post a bit more information before being able to answer this question.

Are there any dependent children?
What is the house worth and how much equity?
Any other assets ie pensions, shares, savings etc?
Any other debt and whether joint or single?
Would your x be able to get more money from her job or benefits?

Just to clarify, in the eyes of the law it doesn't matter who is to blame for the break up of the marriage, this will not come into play unless there has been extreme behaviour. Finances are a totally seperate issue.

Regards, Sarah

thanks sarah
no dependent children
house about 180,000 - 110,000 equity
15k savings [in wifes name]
pension currently 12.5k per year and 37K lump sum
she would need to change job to earn money - currently she works 10 hours term time only - her choice