Hi everyone, hope you all had a great Xmas & New Year, mine of course was as i expected it to be(lonely/depressing). My extb on xmas eve after dropping our son home decided to give me a little present, He announced that he has not paid the mortgage since August because i got the CSA involved, bearing in mind that as i had to claim income support as he upped and left me and moved in with his floosie! so they automatically put the claim in ( i hadn't claimed myself as he assured me he was paying the mortgage ,which is in his sole name i add) he has since to all and sundry (including the solicitors) who would listen, claimed that as he is doing this he should have to pay nothing else. Told me to go out and get a job in order to support myself and son, which i did, as surviving on the pittance income support gives you made feel even more depressed, i now work 9am-3pm around my son being at school as i feel its unfair to upset his security/wellbeing as i was a stay at home mum when with extb as thats how he wanted it as he comes from a broken home and he felt his mum was never there for him as she had to go out to work in order for him and his two sisters to stay in their FMH, its amazing how this man has changed his tune, its like history repeating itself, now its "Mum had to do it for us, so should you!" My question is what do i do now? Should solicitors have been made aware of this, should he have paid CM as he hasn't paid mortgage, how long do i have until bailiffs knock on my door to evict myself and our son from the FMH? Helppppppp!!
I think probably the answer to all your questions is yes. Ring the mortgage people today and explain so that you don't lose your home. Ring the CSA and explain what has happened. Ring your solicitor and see what they have to say about it.
thanks sexy sadie, unfortunately mortgage people won't discuss anything with me as extb has mortgage in his sole name only, have rung solicitor, spoke to her secretary she's gonna get back to me, have yet to ring csa but i will!
I agree with all that SS said. I would like to add that you ask your sol to register an interest in your home with the land reg. It matters not who the name it is in. Its still your home. All assets in marriage are joint. Its half yours. I know they wont speak to you but inform them that a divorce is in progress and as such they dont normally repossess whilst a div is in progress. All the best, keep strong. Chris
Thanks chris, sol. has registered interest in the home (one of the first things we did, as i thought extb might try to pull a fast one, which is why he blew a gasket when he found out what sol. had done). Am still waiting to hear from sol. CSA have now given his accountant another 4 weeks to provide information even though his deadline was the 6th dec. Apparently extb and his accountant are having meeting on tues and will get back to them when they have done his accounts, might get local MP involved as they said as long as xtb is complying they can't do anything even if he is stalling (they have been awating for accounts since october, various excuses have been made, holiday, illness etc.).