I think you may have to consider selling the FMH, I can totally understand your reluctance I am in the same position:( However I know realistically I would be unable to put food on the table if I committed myself to a big mortgage and the burden and stress that would follow trying to make ends meet each month really would not be worth it.
As Livinginhope says you need to think of the future and a pension share may be very important to you when you reach retirement.
hi maisymoos i am really hoping to keep the FMH as either way ..i will be in the same position with finances...i would live of the savings that i had left in order to ajust to the situation for a couple of years ...giving the kids time to move out etc...and then downsize hopefully to be mort free....all depends on what he will go for i know hes desperate to keep all pension .....
Soobee,Have you seen a solicitor to get some idea of what is a reasonable split.He is desperate to keep his Pension because he is well aware that he doesn''t want to have a future without a decent income in his old age.
Do you have a CETV of his Pension?It could be worth a lot more than you realise.The gap in your incomes is also huge.Please get some advice and don''t be led by what he wants or doesn''t want.His future looks very rosey to me compared to yours.
Hopefully someone more knowledgable than me will come along to give you advice.
Soobie I had one of those two that "wanted me to have nothing". It took me all the way to Final Hearing to get a fair settlement. In my case it was worth it but not a route I would suggest as the financial implications and stress are horrendous!, but each party needs to have realistic expectations to settle amicably:(