Unsure which route to take

Hello all
have been told by partner its over after nearl 22 yrs together we have no children,and are about to put the house on the market to sell and pay off all debts mrtgage,car loan Clean Break.have posted in Introduce Yourself area.
Both are in argeement about a seperation argeement being drafted,as partner was leaving the area totally,both parties have been to seek legal advice whom recommend divorce unreasonable beahevior.
why worries me at this moment is this partner has handed notice in at work so see can move back her mothers over 100 miles away.i''m left in the joint mortgage home carrying on the bills including credit cards solo name but joint debt and car loan solo until we can sell the house.due to a very tight buget £25 a week left after all bills paid that will rise of course by removing sky broadband telephone redusing other household bills etc. partner has argeed verbally to help pay the credit card repayments including help pay the mortgage,she has been informed from a legal point of view she doesnt have to pay all this money but she whats to do the right thing and help .(whilst theres guilt of course) ok so no income coming from her until she gets a job and will be breaking in savings to help pay bills and have living money ,but after a weekend break from each other she''s dancing to another tune not wanting to waste money on separtion argeement but full blown divorce its only been 3 weeks since all this had happened i just need to protect myself against outside influence
and other parties that can and will get involved very soon we was at an agreement last night to sell house and pay off all outstanding debt including car loan and credit card if still outstanding even have in writing that she is prepared to help repay above mentioned but concerned what figure to put in if not knowing what salary shes to be on or when.she is also prepared to give money before leaving date 20th july to help.so my simple question is what can i do to protect myself from all above backfiring and she files for divorce when out of sight.id like to think that even though she has in her words fallen out of love with me and in love with someone else cannot prove!!apart from admitting to deep feelings for him.. that we could find the right way to finish this as no way of knowing how long the sale of house could take.as you can imaigine both living under this roof is stressful and heartbreaking what can i do want to keep them high street vultures away..

adi1467 wrote:

Both are in argeement about a seperation argeement
both parties have been to seek legal advice whom recommend divorce unreasonable beahevior.

Yes, 2 legal professionals have independently recommended you both, against a Separation Agreement, and that a divorce is a better option. That is good advice, I would follow it.

she has been informed from a legal point of view she doesnt have to pay all this money but she whats to do the right thing and help

Right, what you really want to do is to get this all signed and sealed and legally binding as soon as possible. This "do the right thing" generally only lasts for as long as it suits the other person. She may even use it against you at a later date.

not wanting to waste money on separtion argeement but full blown divorce

Quite right. As advised by 2 independent legal professionals. From a legal and financial point of view, a divorce is almost always a better option than a separation agreement.

i just need to protect myself against outside influence
and other parties that can and will get involved

Like who? Your divorce is nothing to do with anyone else. If you or your ex allow anyone else to influence your opinions or actions then that is your choice. But you do not need to be influenced by anyone else. If anyone unwanted tries to stick their beak in, tell them to take a hike.

what can i do to protect myself from all above backfiring and she files for divorce when out of sight.

Nothing. You need to get a divorce and get this financial agreement signed and sealed in a Consent Order ASAP.

what can i do want to keep them high street vultures away..

Well I assume you mean solicitors

If she wants to take on a solicitor then there is absolutely nothing you can do. That is her choice. Whether you see one or not, is your choice. But in order to minimize costs, the best thing you can do is to agree the finances. If you can do that then you can get it turned into a consent order within the context of a divorce very cheaply. The only reason people''s divorces cost thousands is because they can''t (or won''t) agree on the finances.