my wife and I have been living financially independently from each since separating over 6 years ago. The children are grown up - there is only my wife in her house and me in mine.
If I now start divorce proceedings under the ''5 years separated'' rule, would my soon-to-be ex-wife be entitled to half my pensions and pension lump sums (one payable when I''m 60 and a second payable at age 65)?
Sadly this is probably more complex than you realise.
Considerations include respective age health income future income potential type of pension your wifes pension value when you both expect to retire, even then you cannot consider pension sharing without considering all of the other assets from the marriage.