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PPI claim joint loan account both signatures

  • Allan Boorman
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10 Oct 12 #360292 by Allan Boorman
Topic started by Allan Boorman
I divorced last year. The court required me to make payments on joint loan. A company canvassed me to make a claim for PPI. I agreed and signed the form. My bank made an offer. The bank would not disclose any info to the PPI claim company as my ex wife had not supplied her authority. My wife and I accepted the offer from the bank and signed for it. The PPI claim company rang the bank yesterday and someone informed them of the amount of compensation despite the fact that they had earlier refused to provide anything. Now I have an invoice for over £4000 in fees! My ex wife claims that I should stand the costs as she did not provide her authority to disclose to a third party. What is going on? Who is liable?

  • upbeat
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10 Oct 12 #360306 by upbeat
Reply from upbeat
Hi Allan,
These people keep calling me and I have told them that I will cliam myself if intitled.
Did you not check that it was a no win no fee agreement? Perhaps you should check with your local consumer advice line :/ and go to the legal or whatever company association they come under obusmen.

sorry cant be more help but thats what I would do fight it all the way!!!

It is a warning to us all I think thats probably why they quickly put the phone down when I tell them I''m going through a divorce :)
xx

  • ronit790roy
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16 Jun 13 #397361 by ronit790roy
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A whole reclaim trade has full-grown on the rear of Payment Premium Insurance being mis-sold and anyone with a private loan, automobile finance or a mortgage ought to check if they need one premium policy as they may claim their a reimbursement..

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  • Gillian48
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16 Jun 13 #397364 by Gillian48
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I don''t know legally but if your ex wife signed the form she must have given her authority? did you give her half the money or was it paid into a joint account? If her signature is on the acceptance form and she claimed half the money I would have thought your both liable for costs? But as I said I don''t know the legal implications. Why not write to ppi company and explain the situation - and tell them you''re divorced and as her name is on the acceptance she should pay half the costs? Maybe best take legal advice unless someone on here knows - sorry not much help.

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