Is there a form on here you can download and print out to help plan your finances?
I have tried the best I can to draw up a budget for my s2bx, but she will not verify the accuracy of it or give me any idea of what outgoings she actually has. I thought if I could give her a pre-printed sheet to fill in, it would help her.
Sorry but she will never verify the accuracy of her outgoings. Its almost impossible anyway. You can find out mortgage/council tax/phone line rental and other fixed costs.The rest is variable. Its so variable that you can only guess anyway. Does she economise on gas/electric/phonecalls?
Buy cheap at Lidl or Marks and Sparks ?
From experience my electric bill was £88 hers was £199 and Ive got the biggerhouse !! Im sure that even you can only guesstimate most of your outgoings.
If its any help most mortgage sites have a budget planner you can use.
I see where you are coming from. Difficult . What about giving her an account she can dip into and you top up. You can set the conditions ie school trips etc.paid for by cheque or card so you could see where the money is going. This of course would be a trust thing. I would suggest a credit card but I feel that this could be abused so easily and not much good for school meals and the like.