My eldest had an accident last evening and I had to drive him to the local A&E dept. On the way I managed to run into the rear of someone else. I have 12 years + no claims should I push everything through my insurance (excess 250) or should I find a way to pay without involving the insurance companies?
My car (Audi) has a dent in the bonnet. His Mazda has a pretty damaged boot and bumper.
Lots of policy`s have no claims protection so check yours if you do its just the excess to pay, tbh i`m not a big fan of making private arrangement''s loads can go wrong, plus how do you know the person/s you hit wont claim whip lash, and anyway car repairs are very expensive anyway, if it was a banger it will be written off, personally i have and always used the insurance company.