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What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.


Do you need help sorting out a fair financial settlement?

Our consultant service offers expert advice and support to help you reach agreement on a fair financial settlement quickly, and for less than a quarter of the cost of using a traditional high street solicitor.


FREE !!!!! Money towards your electricity bill!!

  • Hejofl
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02 Jul 14 #438476 by Hejofl
Topic started by Hejofl
Speaking to my provider today about my usage which concerned me I mentioned I was a single parent and he told me of a government backed scheme THE WARM HOME DISCOUNT SCHEME where by if you earn less than £16,190.00 pa including income from tax credits you get £140 towards your energy bill payable next March.

Naturally I applied and hopefully come next March will see a credit on my bill..thought this info may be useful to some !!

All the big 6 providers run this scheme but he also suggested asking smaller providers if they do too.

  • elizadoolittle
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02 Jul 14 #438477 by elizadoolittle
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Thanks! Will do!

Mind you, I have been trying for almost a year to get somewhere with their free boiler scheme. Someone came round and confirmed that I was eligible, and since then I have been round the houses for a few months before giving up....

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02 Jul 14 #438479 by Hejofl
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Yes I think my boiler is getting near the end but unfortunately scheme doesn''t cover oil boilers and as we have no gas in our village I have no other option!!

Also I find Martin Lewis Moneysavingexpert website/newsletter brilliant and the latest tells how you may get help towards not only the usual cavity/loft insulation but also solid wall insulation which for myself would be of interest due to the age of the property I live in.

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02 Jul 14 #438482 by raybird
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insulation to, had that done before I moved xxxxx

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03 Jul 14 #438507 by Gillian48
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I applied for the warm home discount scheme 2 years ago - waited and waited to hear from them. Nothing happened so rang them - they said they didn''t get my forms even though they were sent recorded delivery and it was too late to resend the application so I got nothing!
I applied again the next year - didn''t get anything again - they discovered another problem with the application!
I have heard this happens regularly so I would ring to check they''ve got your application and everything is ok.

  • WYSPECIAL
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03 Jul 14 #438510 by WYSPECIAL
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Hejofl wrote:

Speaking to my provider today about my usage which concerned me I mentioned I was a single parent and he told me of a government backed scheme THE WARM HOME DISCOUNT SCHEME where by if you earn less than £16,190.00 pa including income from tax credits you get £140 towards your energy bill payable next March.

Naturally I applied and hopefully come next March will see a credit on my bill..thought this info may be useful to some !!


How did you apply? I have heard of the scheme but understood that you only qualified if you had a child under 5 or a got a disabled child element in your child tax credits and that if you did qualify you were automatically contacted?

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03 Jul 14 #438514 by Hejofl
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I was speaking to them in general about costs and tariffs and he mentioned it then went through it on the phone; having a disabled child or a child under 5 is just one of the criteria that you may qualify with the other is income including tax credits.

Another thing to check possibly is your tariff as I found out yesterday I was on an economy 7 tariff and do not have storage heaters nor do I use the majority of my electric at night.

Apparently this came about when I swapped providers as the meter that is installed is an economy 7 one from 1998 when storage heaters were in the property.


When you swap the previous provider tells new provider what meter type it is but not that you are on a single rate as I was as I had previously swapped when storage heaters were taken out.

This means for the last 18 months I have been paying the equivalent of 21.88p per unit + 19.56p per day standing charge when I could / should have been paying 13.98p per unit and 7.23p per day standing charge!

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