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What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.


Do you need help sorting out a fair financial settlement?

Our consultant service offers expert advice and support to help you reach agreement on a fair financial settlement quickly, and for less than a quarter of the cost of using a traditional high street solicitor.


Mortgage Lender

  • julie321
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04 Nov 14 #448336 by julie321
Reply from julie321
Thank you
We did have a Consent Order drwn up over 18 months ago but then he decided not to sign so I am now in limbo with that.
It is ok with me though as I am in FMH and can manage quite well so just leaving it to him to start proceeding re finances as and when he feels like it.

  • polar
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04 Nov 14 #448338 by polar
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Sooner you get that Consent Order drawn up and signed the better. I doubt if you can offset what you have paid in mortgage as you have had the benefit of living in the house.
House prices have also risen an awfull lot in 5 years with the trend still showing increases. You do not want him to suddenly pop out of the woodwork and force a sale at the latest price.
I would also inform the mortgage people that your are divorced but resident. Also point out that payments are coming from your account which will give you bonus points if the worst comes and he cashes in. You have proved that you can pay x amount every month.
DO NOT take the line as many do of not paying the mortgage as that soon leads to big probs. Don''t forget that you must also pay house (property) insurance !!!
Lenders must see situations like this every day and as long as you are open with them and don''t stick your head in the sand they play ball.

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04 Nov 14 #448340 by julie321
Reply from julie321
Thank you mortgage and bills paid regularly.
I am happy to sign order but any contact we have he says he has no problem with it but still doesnt sign it. Not to worry I have everything in order should he change his mind.

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