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New member - Joint Bank Account debt!

  • taken4aride
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25 Feb 08 #15031 by taken4aride
Topic started by taken4aride
Hi everyone - just found this site and very impressed by it.

I'm going through a very stressful divorce. Only married 6 months when marriage was over - unreasonable behaviour. Ex got out £60,000 secured loan then withdrew money from account and paid off debts I didn't know about. We have a house in joint names and this puts it in negative equity!

He refuses to sign mortgage papers, he forged my signature to get the loan (but got his friends to act as witnesses)and run up debts on the joint bank account and the bank are now after me for the money! Don't know what I can do about this?

In the meantime, I've just heard he is buying a flat with his girlfriend. I've spent a couple of grand with solicitors so far but have got absolutely nowhere. :(

  • loobyloo
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26 Feb 08 #15037 by loobyloo
Reply from loobyloo
Hi and welcome
I have alot of experience through courts aknowledgement and opinion on debt
If you can prove how debt was accrewed that will suffice for judge to decide direction
As for forging your signature that is FRAud an imprisonable offence
As I have also been victim of the same but I cant prove it
Its so unfair but stick on here as a lot of people on here with expert advice and links
looby

  • Exasperated
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26 Feb 08 #15096 by Exasperated
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Too late now but the first thing was to get your own bank acocunt. If it is in joint names then why are they after you and not him?
Forgery is an offence as is the act of the witnesses to this, interesting if it came to court. Why not talk to your lender and bank and see what they have to say about it all ! Do it now and stir things up as this may put the stoppers on him borrowing money for this new flat if there is aquestion mark hanhing over him. Try a different solicitor?
Good Luck and I know what you mean ... 2 grand wasted with solicitors, feel exactly the same!

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06 Mar 08 #16026 by taken4aride
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thank you for your replies to date - it seems there are others with similar problems but its reassuring to here of your experiences - thank-you:)

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06 Mar 08 #16035 by dukey
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Hello again

If i were you i would contact the police £60,000 he must be mad they can have experts view the paper work and show that its not your signature therfore not your debt and a HUGE problem for x2b.

If your feeling kind you could tell him and his mates your about to do it, you never know they may buckle, me well it would be police first he deserves it.

May well be worth contacting the loan company and tell them you did not sighn they may well take action of thier own.

dukey

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