A well respected, award winning social enterprise
Volunteer run - Government and charity funded
We help 50,000 people a year through divorce

01202 805020

Lines open: Monday to Friday 9am-5pm
Call for FREE expert advice & service info


What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.


Do you need help sorting out a fair financial settlement?

Our consultant service offers expert advice and support to help you reach agreement on a fair financial settlement quickly, and for less than a quarter of the cost of using a traditional high street solicitor.


New separated and want divorce - Feeling lost.

  • Katieboo87
  • Katieboo87's Avatar Posted by
  • New Member
  • New Member
More
12 Oct 12 #360596 by Katieboo87
Topic started by Katieboo87
Hi,

My name is Katie, I am 25 and have a 5 year old daughter. I have been married for 4 and a half years and my husband announced 3 weeks ago that he didn''t wish to be married anymore.

I left the house as he works part-time in return for the house and is ''self-employed'' the rest of the time although only working for one person so technically should be employed I believe.

I am broke having had to spend nearly £2,000 that I didn''t have (loan from work) to get my daughter and I in to a rented house. He is only paying for half of our daughters childcare and half of her school dinners at the moment.

Having a rent-free house I''m cross that he is now sitting pretty while my daughter and I don''t have a penny left.

I want to get divorced and move on with my life but I also want him to have to step-up and realise his responsibilities. He think that because he''s decided he doesn''t want to be married to me anymore that''s it. He''s done but am I right in thinking he does have to contribute to make sure that I can keep a roof over our heads?

We have no assets and so the divorce should be straight-forward.

Any advice would be gratefully received. At this moment I just don''t know where to start or what questions I should be asking or who I should be talking to.

Thanks very much in advanced.

Katie

  • Kazzabell80
  • Kazzabell80's Avatar
  • Elite Member
  • Elite Member
More
12 Oct 12 #360607 by Kazzabell80
Reply from Kazzabell80
Hi Katieboo87 - welcome to wiki.

Sorry you are here but you will find this site a lifeline in your time of need. I know I (and many others) have.

Just to clarify, your ex works part time and is self employed?

Was the FMH that you were in previously owned by yourselves or rented?

Have you looked into the benefits that you will now be entitled to ie child/working tax credits, single persons council tax allowance etc...

What is your ex''s incomes? You say that your ex pays half of childcare costs and school dinners for your daughter but it may be worthwhile checking out the CSA calculator to find out whether this amount is what he should be paying.

I am sure that other, wiser wiki''s will be along shortly.

Be strong ((hugs))

  • Katieboo87
  • Katieboo87's Avatar Posted by
  • New Member
  • New Member
More
12 Oct 12 #360612 by Katieboo87
Reply from Katieboo87
Thank you.

We have never owned property, always rented. The only asset we have is the car which is only worth maximum £1,000 and I have kept holf of the car for now as it was in my name and I need it for travelling to work and he has bought himself another.

To clarify, he works 14 hours per week in return for his house, and then works the remainder of the week for another person.

Does the house count as income? For the remaining 3 days he is paid £330 before deductions and lives in the house rent-free and water is also included.

Based on just his income (around £270p/w) after deductions what he''s paying is about right.

I have applied for tax-credits and housing benefit.

Thanks for your help Kazzabell.

  • maccy2
  • maccy2's Avatar
  • Elite Member
  • Elite Member
More
12 Oct 12 #360627 by maccy2
Reply from maccy2
Katieboo87

With your application for tax credits you will probably find that you qualify for assistance for childcare costs as well as housing benefit for your rent. Additionally your daughter probably qualifies for free school meals - check with the school. It would probably be helpful for you to approach the CSA as this is slightly unusual in respect of his accommodation and they will know the rules.

Also the car that he has purchased is a marital asset too!

I am sure others will give you more advice.

  • Katieboo87
  • Katieboo87's Avatar Posted by
  • New Member
  • New Member
More
12 Oct 12 #360634 by Katieboo87
Reply from Katieboo87
Thank you Maccy2, I hadn''t realised about his car although it''s only a little run-around and not worth much.

I am now receiving the childcare element of tax-credits and have applied for housing benefit but I work full-time so don''t expect much. Equally I do not qualify for free school meals.

The thing is Maccy2, I will open a whole can of worms if I go to CSA as I know he hasn''t put any money away to pay tax and has been paid in cash since he started self-employment in April.

Should I worry about that? Probably not.

  • maccy2
  • maccy2's Avatar
  • Elite Member
  • Elite Member
More
12 Oct 12 #360636 by maccy2
Reply from maccy2
I am afraid I don''t know enough to advise you on this. Hopefully someone else on the site can help.

  • taff45
  • taff45's Avatar
  • Premium Member
  • Premium Member
More
15 Oct 12 #361162 by taff45
Reply from taff45
Hi and welcome

So sorry you need to be here, horrible situation for all of us, but you will find lots of help and support here. I have found this an amazing place with wonderful people who really understand what you are going through and want to help.

Sounds like you have sorted out your benefits etc pretty well. Think you are probably right about CSA and support. I have a friend whose ex is self employed and there is little they can get from him because of this.

Hang on in there, this is a difficult road to travel.Just take it step by step and have hope you will get to a better place. When I am really struggling I just look at my children and know I have no choice but to get through this for their sakes.

Moderators: wikivorce teamrubytuesdaydukeyhadenoughnowTetsSheziLinda SheridanForsetiMitchumWhiteRoseLostboy67WYSPECIALBubblegum11