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Thanks Bubblegum11, yes I thought there would be some funny examples out there... perhaps not?!! And Applecake, I''ve been on the end of enough abusive behaviour in my proceedings, putting a silly BACS reference is not abusive, please don''t trivialise these terms when many out there are suffering real abuse, controlling and coercive behaviour. Back to the payment reference, I know it''s childish but I''m sure it happens!
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