This is a short childless marriage
s25 MCA 1973 factors will apply:
25 (1) It shall be the duty of the court in deciding whether to exercise its powers .... to have regard to all the circumstances of the case including the following matters, that is to say -
the income, earning capacity, property and other financial resources which each of the parties to the marriage has or is likely to have in the foreseeable future;
(b) the financial needs, obligations and responsibilities which each of the parties to the marriage has or is likely to have in the foreseeable future;
(c) the standard of living enjoyed by the family before the breakdown of the marriage;
(d) the age of each party to the marriage and the duration of the marriage;
(e) any physical or mental disability of either of the parties to the marriage;
(f) the contributions made by each of the parties to the welfare of the family, including any contribution made by looking after the home or caring for the family;
(g) ...the value to either of the parties to the marriage of any benefit (for example, a pension) which ... (by reason of the divorce) ..that party will lose the chance of acquiring;..."
You give no real details to base an opinion ie ages, health, wages (net) of H & W
In Foster v Foster in a short childless marriage
Parties got their capital back and even though the
FMH was in H's name they shared ti increase in equity equally.
Then presumably used to fund a deposit for W to get her own home with a mortgage.
Likely scenario here if her income is reasonable and if this is not a SM case.
Court will approve
Clean Break if W can adjust without undue hardship.
He is at present in essence giving her SM by letting her draw from the joint bank account.
If FMH has increased in value the quicker he sorts the finances the better by getting a final order. 1st port of call -
mediation to try and sort out then valuation of FMH so H can make offer