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financial disassociation with credit agencies

  • dragonfly
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07 Jul 07 #1218 by dragonfly
Topic started by dragonfly
As my divorce goes on, so is my debt. He is not paying any maintenace to our two children at all. The only way I have been managing for the last five years was to transfer from one interest free transfer credit card to another. It was working very well until last year when I settled my mortgage with one of the high street bank. They in turn decided to default my credit rating with experian & equafax.
So naturally, every credit card I applied for had been turn down. When I asked the bank for a reason, they told me that my acting sol. only negociate for a full and final payment not credit free statues. I was very upset and got my sol to get involved (extra expense)Eventually, the bank took me of default but placed me on the financial associations list.
Anyone in the same/similiar situation please make sure your agreement with the bank is clear and they dont make a boo-boo with your credit rating.:dry:

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