You are permitted to have a bank account, just have to tell bank what is happening. Some banks offer limited facilities - Account with Cashpoint card and Solo. Unless money in account, can't use card. No overdraft facility.
It is an awful position to be in. It doesn't last forever, but hot on the heels of court, it must be crushing.
Hopefully the last mountain to scale Angel, and onto a better life for you and the kids. On your terms.
what will happen in court
If the court thinks an IVA would be appropriate.This will only be possible if your assests are more than £4,000 he claimed on his form E he had no assests other than some golf clubs worth £600 something ain't right.