settlemnt

Married 29 yrs. She not worked for past 26, her choice not mine. Own house no mortgage value £222000. Assets £55000. Two daughters 25, employed, 21, one year left at uni. Both at home. Pension £13000 income £16000. No debts. Financial settlement how will it go>

The marriage is a long one. Her contribution as homemaker will be equally valued to your breadwinner contribution.

The kids are almost independent - no child support implications.

So a court would be looking very much to achieve a fair split between husband and wife.

In your case I would suggest that the outcome would be a 50:50 split of assets and a maintenance order that had the effect of equalising your incomes.

The challenge will be to purchase accomadation for you both with the 277K - but it is clear that you will both have to downsize.