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What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.

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Our consultant service offers expert advice and support to help you reach agreement on a fair financial settlement quickly, and for less than a quarter of the cost of using a traditional high street solicitor.

Should I divorce or just be separated?

  • DebH1
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02 Sep 07 #2757 by DebH1
Topic started by DebH1
I am currently separated and have been for nearly eleven years and don't know whether to stay separated or go for a divorce. It was I who left the marital home and moved back to my home town,where I bought a cheap house outright; there wasn't anyone else involved on either side, we didn't have any children to consider and our circumstances are topsy-turvy in the fact that I as a woman have always earned more than him and during the marriage my husband always spent more than he earned. I paid 100% of the mortgage on the marital home for a few years after I left while he studied for a degree, plus a car loan for a car I no longer had access to (he was the main driver as I never really got on with driving). Then I let him take my name off the deeds and mortgage so he could have 100% responsibility, without being given any cash in return, which people I work with think I was stupid to do, but the peace of mind I have had in the years since I left without being emotionally and financially responsible has been worth it. He has continued to run up debts and recently remortgaged the house to pay off around £65000 worth of debt. I have managed to build up quite a lot of savings in the same period and the only reason (apart from the marriage being completely dead even though we are still on speaking terms and I see him several times a year) that I want a divorce is to make sure I am not held responsible for any of his debts. Recent high-profile cases make me think I would come out the worst in any divorce settlement so I am left wondering should I carry on as I am with the separation and forget the divorce?

  • divwiki
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03 Sep 07 #2768 by divwiki
Reply from divwiki
I will let more knowledgable members give you a fuller response, but I will say that it ismy understanding that debt built up after separation isn't something you would generally be held to account for. If you can get a half hour interview, a solicitor should be able to clear this up more fully for you and you would know whether you want to proceed.

Don't let your work-mates call you stupid.:angry:We are all entitled to be nieve or uneducated in the archaic ways of divorce, doesn't make us dumb!

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