A well respected, award winning social enterprise
Volunteer run - Government and charity funded
We help 50,000 people a year through divorce

01202 805020

Mon/Fri 9am-6pm       Sat/Sun 2pm-6pm
Call for FREE expert advice & service info


What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.


Do you need help sorting out a fair financial settlement?

Our consultant service offers expert advice and support to help you reach agreement on a fair financial settlement quickly, and for less than a quarter of the cost of using a traditional high street solicitor.


Falsifying Bank Statements

  • jan12
  • jan12's Avatar Posted by
  • Junior Member
  • Junior Member
More
15 Sep 12 #356032 by jan12
Topic started by jan12
I''ve received stbx bank statements, and it is obvious that one of the pages has been ''doctored''.Its a slightly different format from rest of statements. It looks as if a separate typed page has been placed over the original statement before copying - just keeping the top of the original showing.
I am wondering what to do next - my first inclination is to take it to the bank and ask what they think before I go to my solicitor with it. Can my request for the missing page to be sent direct from the bank to her or would this have to be an order from a judge?
Also does anyone know, if I can prove my suspicions are correct, what the implications of this will be for the ex.
Surely the very fact it is a document requested by the court that has been tampered with must be fraud?

  • soulruler
  • soulruler's Avatar
  • Platinum Member
  • Platinum Member
More
15 Sep 12 #356034 by soulruler
Reply from soulruler
First thing to do is to look at the carry forward and opening and closing balances on the month in query.

On the top of the statement you get opening and closing balances

So, just do a basic forensic by seeing whether they add up the income in and the outgoings.

You might then find that even though the statement looks tampered with that the figures add up.

After that you can consider why he might be appearing to be tampering with the statement - maybe because he has bought something he doesn''t want disclosed to a court as it is personal or maybe because he has something bigger and more devious to hide.

Something similar happened to me during the process which was that my ex submitted bank statements but blocked out the postal address at the top of some statements - reason was that he didn''t want the court to know where he was living (which was with other woman) as he was trying to say that he was living out of need with a mutual friend.:laugh:

I just let the court draw their own conclusion - in my case too petty to worry about but his bank statements made very interesting reading as did his credit cards. He was living the life of Elton John - 5 star whilst pleading poverty due to the resession.

  • jan12
  • jan12's Avatar Posted by
  • Junior Member
  • Junior Member
More
15 Sep 12 #356037 by jan12
Reply from jan12
Hi soulruler
Thanks for your quick reply.
The bottom of the statement is missing and there isn''t too much difference between the last entry on that page to the opening balance of the next page but there is 4 days difference and there could have been money paid in and withdrawn in that time.

To me it doesn''t really matter what amount it is, even if it was for £10 the very fact that a court document has been altered must be illegal and have some sort of penalty when it comes to the judges'' decision over these financial proceedings.

J

  • soulruler
  • soulruler's Avatar
  • Platinum Member
  • Platinum Member
More
15 Sep 12 #356039 by soulruler
Reply from soulruler
Well it depends on what you know about his earning capacity and any dealling that you think he may or may not have with another party and just what they might amount to.

You could ask for a full statement to be resubmitted as some of the statement is cut off. Put it in writing and then if no response put the letter to court with the statement - it will then be up to the judge to decide the relevence and whether it amounts to significcant misconduct.

On the face of it it does not appear to be too financially important - it might just be a debit card transaction that he doesn''t want anyone to know about.

My ex husband seemed to be quite unashamed of the purchses and places he had been but desperate to conseal that he was living with other woman - it was blatently obvious from that point of view that he had another lady as he was making huge purchases at top womans fashion houses:S

  • toystory
  • toystory's Avatar
  • Premium Member
  • Premium Member
More
17 Sep 12 #356318 by toystory
Reply from toystory
My ex painstakingly doctored each and every entry on approx 12 months worth of bank statements to conceal a large payment he had received which he then used to purchase another property.

It was truly unbelievable - even my very experienced Barrister had never seen anything like it before.

The Judge alluded to the fact that my ex husband''s claims of poverty were untrue but incredibly nothing was actually done about it. I think people that attempt such feats should be severely pulled up and punished there and then. What''s the point of swearing your form E on oath if no one bats an eyelid if your whole form e is actually "false". I think this is one of those instances when it is very Judge dependent.

Keep us posted and good luk!

Moderators: wikivorce teamrubytuesdaydukeyhadenoughnowTetsSheziLinda SheridanForsetiMitchumWhiteRoseLostboy67WYSPECIALBubblegum11