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How to remove my name on jount acc. after Divorce

  • dipeshmak
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05 Oct 12 #359423 by dipeshmak
Topic started by dipeshmak
Help!!!

I am divorced, in the settlement my ex wife was order to take the debts in the joint account.

but my name is still on it and she keep driving the account over the OD limit effecting my credit score.

How can i remove my name for the joint account?

  • Action
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05 Oct 12 #359489 by Action
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Banks seem to have different methods so best speak to your bank and explain the situation. It may require two signatures to take your name off. You could threaten to have the account frozen if she doesn''t agree. I imagine if the bank are made aware that there is a dispute with the account then they''ll freeze it in any case, to protect their own interest.

  • Serendipity100
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05 Oct 12 #359517 by Serendipity100
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Why not send Bank copy of Court Order if ex was ordered to take the debts, together with a covering letter? Yes, there are s37 orders, but cost and hassle and you already have Ct Order.

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05 Oct 12 #359525 by Tets
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I doubt the bank will remove your name, you need to get the account frozen. The Consent Order should have included an undertaking by both parties not to use the joint account.
The banks allowed the overdraft on the basis that the account was in both your names and so they (the bank )will hold you both jointly and severally liable for the overdraft.
If the banks pursue you for the overdraft not paying it will affect your credit rating, you will need to take legal action yourself against your ex for not fulfilling her part of the Consent Order.

I am not a solicitor the above reflects my understanding and isn''t legal advice.

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