Car PCP, I am reg keeper, ex partner name finance

Morning all

Can anyone help with this scenario!

I have a car which I am the registered keeper, it''s on a PCP but the finance for the PCP is in my partner''s name.

My to be ex has changed his address with the finance. As a result of this, so he tells me, the finance company have realised that the car is not kept at his address and he tells me that the car needs to be signed over to him and insured by him within the next 14 days or it will be repossessed.

Does this sound correct??

Many thanks in advance

I don''t know the full answer and don''t know what you mean by PCP.

However the registered keeper of a vehicle isn''t necessarily the owner and you don''t need to be the registered keeper to insure it.

If he keeps up payments why would they repossess it?

Why don''t you ask to see the relevant letters?

Hi I''ve had experience of this.
Unfortunately being the registered keeper is not going to help you here.
The pcp was in my name and she was the reg keeper.
As the finance is in his name, the company will state he is the owner of the car. He can therefore claim possession of it. He can ask them to take possession of the car.
My circumstances were I became unemployed. Ex left with the car and refused to make payments. Therefore I became responsible for the debt. On my authority they repossessed car and eventually cancelled the contract as we were over halfway through it.
If you refuse to hand back the car, the chances are the police will not get involved. Well the certainly wouldn''t in my case.
But he could wait for you to park it and recover it himself.
It''s a horrible situation to be in.

Many thanks, it''s what I thought. Doesn''t help me though with 3 kids and 210 miles a week school run!

Onwards and upwards as they say

Enjoy your Sunday!

It is a horrible situation.
Any chance that you could come to some agreement over the car.

Unlikely, if the car has to go to him legally then it has to. I''ve emailed my solicitor for her thoughts. To be honest, I think he begrudged me still having it as he has an older car. It''s just such short notice!

Does he have another car then?

You could ask for the use of that. If it is a marital asset and you need it for children''s benefit it seems reasonable.