Offsetting on pension or cash lump sum?

Hi All,

Slowly getting there!!!!

Hubby has today put forward another way of settling.
She wants a cash lump sum, we know this through family. Her comments have been "why do I want his pension? I might not live to see it"! (mmmmmmm no comment!)
So as we have no money! He has said what about if I give her a cash lump sum in four years time when I retire, when he has chance to commute his pension. The reply from solicitor was "Yes I know what you mean! Its called an attachment to pension order!" (think he means "pension attachment order" mmmmmmm) He said yes but we have to weigh up that my client can commute part of her pension sharing order! To which my husband replied "yes but she wont be able to do that for another 10 years and it all depends on what percentage of pension she would get anyway. Based on my figures which I may get, it wouldnt really amount to that much! Anyway they have till end of today before 3pm to cancel FH. So I doubt an agreement will come! Hes going to speak to his client!
Anyway my question is...................does it have to be an attachment to his pension or can it just be a guarantee to pay her the amount, written into a Consent Order that when he gets his lump sum he will pay her the money! The last thing I want is an attachment order. As its my understanding if anything happens to him before then (and touch wood it doesnt) it will reduce my widows pension.
We cant get a loan to pay her any today and also we have been advised not to pay any cash today in case the worst happens, what ruddy benefit would he have got from all those years of working and paying into it, it would all of been for nothing as he wouldnt of lived to see any benefit. Plus it would leave me paying the ruddy loan!
Any advice?
Kind ones all
Louise.