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Recent diagnosis of M.E and impact on settlement?

  • Sooveritnow
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9 months 1 week ago #509094 by Sooveritnow
Hi I just wanted to find out if the diagnosis I had that I unfortunately have M.E should have an impact on the financial settlement.

My husband is not on board at all to say the least. He believe I’m just lazy.
Anyway I currently have our 3 year old 5/6 days out of 7 and work part time. I’m struggling at the moment let alone adding extra hrs into my contract. Should I take my illness into account when working out the settlement. My husband has offered 50:50 split and selling the family home.
I’ll be honest I’m not exactly excited about his offer. I don’t really know what the future holds for me.

I could take on the current mortgage and bills as fortunately it’s not to high. Largely due to a large gift from my parents. I thought really given that I have dd so much I should try and keep hold of the family home. It’s a small 3 bed bungalow, 2 bed flats in the area not that much less in price.

Anyway what are your opinions on the matter?

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  • rubytuesday
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9 months 1 week ago #509100 by rubytuesday
Hello, I'm sorry to learn of your recent diagnosis.
The nature of M.E. is that is unpredictable, some days you may have a reasonable amount of energy and others have none at all. The pain levels and brain fog levels are also variable and unpredictable. People who do not understand how much M.E. can impact on a person's life often write it off as being all in the head or laziness :angry:(I was diagnosed around 20 years ago). Are you getting support and help?

As your health limits your earning capacity , it is right that it should be a factor when looking at sorting out the finances. S25 of the Matrimonial Causes Act 1973 sets out the criteria that must be taken into account when sorting out a financial settlement on divorce. One criterion is \"Any physical or mental disability of either of the parties to the marriage\". If a spouse has a disability or medical condition that would prevent them from reaching thier full earning potential, because they are unable to work at all, or only part-time, then that would have to be factored into a financial settlement. Likewise, as would any special adaptations to a property or particular requirements (such as no stairs or wheelchair access).

So that people can help with information and advice on the financial split you will need to answer these questions:

Your respective ages;

The number of children you have and their ages;

How many nights the children spend with each parent;

The length of your marriage and any period of pre marriage cohabitation;

Your respective incomes;

Your respective outgoings;

Your assets - both solely held and joint;

Your liabilities.

You might find these organisation helpful with your recent diagnosis:

The Hummingbird's Foundation

Action For ME

ME Association

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  • Sooveritnow
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9 months 1 week ago #509106 by Sooveritnow
His age 43
Mine 36
Married 12 years

His income self employed before any expenses etc around £3000/£3500 a month
Mine £650 plus £500 universal credit and £160 maintenance which he hasn’t paid yet, agreed by child maintenance service. He hasn’t paid since Feb.

Daughter is 3

Current house is a small 3 bed bungalow

House value £200,000
Mortgage £50,000
Assets £40,000

No pensions.
He has daughter 1 night a week but does often cancel it.

I would really like to take on the house. I can afford the mortgage (around £300) and the bills.

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