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Student Loans and debt

  • Charlene1985
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  • New Member
02 Mar 20 #511675 by Charlene1985
Topic started by Charlene1985
My soon to be ex husband has a student loan debt of 18k - taken out before our marriage.
We met in his final year of uni. Married a year later.

He only worked in the profession of his university degree for 17 months. Then didn't like the profession so now works in an office.

We were married 5yrs 7 months. Split and going through finaces.

My ex's solicitor is a straightforward enough man. He has however told me the student loan is counted as a matrimonial debt and should count towards his share of liabilities.

But why?
Why should I be penalised for his choice to take out a student loan that not has zero impact on his career.

  • hadenoughnow
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03 Mar 20 #511683 by hadenoughnow
Reply from hadenoughnow
The debt predated the marriage. It is also not the same as a standard debt. Repayment is based on income, not on regular repayment over a fixed term. It reduces his net income. I think it should be squarely seen as his debt. I believe a court would concur.

Yours would appear to be a fairly short marriage. If there are no children, the approach would be that you each take out what you put in and split profits and joint debts equally between you.

If you are representing yourself and need some support, it may be worth talking to the helpline about some of our fixed price services for LIPs.


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