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What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.

Do you need help sorting out a fair financial settlement?

Our consultant service offers expert advice and support to help you reach agreement on a fair financial settlement quickly, and for less than a quarter of the cost of using a traditional high street solicitor.

Cetv nightmares?

  • Paulav
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  • Junior Member
  • Junior Member
17 Mar 20 #511824 by Paulav
Topic started by Paulav
My Consent Order is with the court waiting to be considered. My Stbx had a CETV of over 1 million. We agreed on me being awarded a 28% share, I had asked for 35%, as he paid into his pension for 25 years prior to our marriage. It is a company pension already in payment. I am now worried that the stock market crash due to Coronavirus will have massively effected its value and thus what I receive. I have a very small company pension I have less than £500 a month and years until my state pension. I accepted his 28% offer based on his cetv value and the fact that the divorce had been dragging on for a long time. The Decree Absolute hasn’t been applied for. Is there anything I can do? I have no idea what effect the stock market crash could have had on his CETV.
Any help would be appreciated.

  • hadenoughnow
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  • Moderator
18 Mar 20 #511828 by hadenoughnow
Reply from hadenoughnow
What kind of pension is it? If it is a defined benefit pension and you are able to share within the scheme, it should be reasonably secure. The PPF is also there to help if things do go wrong.

How old are you? When will you need to access the pension?

If you cannot share within the scheme and have to invest in a private fund, now might actually be a good time to do that. You really need to talk to a financial advisor about the best way to maximise your fund.


  • Paulav
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  • Junior Member
  • Junior Member
18 Mar 20 #511832 by Paulav
Reply from Paulav
It is a final sale ro scheme, already in payment and I can’t jointed pension scheme. I am 61 and hope to leave pension share invested until, state pension age as long as my health holds out. Have a financial advisor, may need to change how much risk I am willing to take to put more in shares.

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