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wher do i stand???

  • lilybet
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15 Nov 07 #6763 by lilybet
Topic started by lilybet
:dry:
i have posted this query recently ,unfortunately i got no reply,i know ther has been severals queries re ancillary relief,but not this one. anyway,none was ever sorted been divorced 2yrs now,council agreed to discretionary loan to pay £5,750 cover service charge. but now they want me to send papers to x fore him to sign. were not in contact still a lot of bitterness there. question is. what if he refuses to sign,could i lose the house, and if i apply for a-relief do i have to have solicitor,as i cant afford 1 but are not entitled to lesgal aid,im afraid im not handling this well,as i thought we had left all this crap behind,my 18yr old girl is panicky also. can anyone shed any light. please dont tell its complicated!!!!!!!
cheesrs liz.

  • DownButNotOut
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17 Nov 07 #6889 by DownButNotOut
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lilybet,

it is possible to apply for ancillary relied without a solicitor.

The Step by STep guide on this site is a good place to start. Click the link below for the page to start on. At the bottom of a page is the link to the official court leaflet you can download which explains how to apply for ancillary relief.

www.wikivorce.com/joomla/Step-By-Step-Di...ncillary-Relief.html

On the loan, i am not sure i really understand the situation. Is the loan for you? Why do they need his signature? To guarantee the loan?

I am not sure anyone (including the court) could make him sign some kind of loan agreement or guarantee for a loan.

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18 Nov 07 #6943 by lilybet
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the loan is to pay a large service bill £5,750,when capitol works was carried out on all properties in the area,leaseholders are invoiced with their share of the bill,you cannot opt out of these services,unless you are a freeholder. hence large bill.
regards liz

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18 Nov 07 #6946 by DownButNotOut
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Well I would be careful with that loan.

If he is a joint leaseholder then he is jointly liable for the bill.

If you take out a loan to pay the bill in your name only then contractually only you are liable for the loan.

I still think it will be very difficult to force him to sign a loan agreement if he is not enclined to do so.

What action do you expect the service company to take if the bill is not paid?

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18 Nov 07 #6947 by DownButNotOut
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Well I would be careful with that loan.

If he is a joint leaseholder then he is jointly liable for the bill.

If you take out a loan to pay the bill in your name only then contractually only you are liable for the loan.

I still think it will be very difficult to force him to sign a loan agreement if he is not enclined to do so.

What action do you expect the service company to take if the bill is not paid?

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18 Nov 07 #6948 by DownButNotOut
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Well I would be careful with that loan.

If he is a joint leaseholder then he is jointly liable for the bill.

If you take out a loan to pay the bill in your name only then contractually only you are liable for the loan.

I still think it will be very difficult to force him to sign a loan agreement if he is not enclined to do so.

What action do you expect the service company to take if the bill is not paid?

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18 Nov 07 #6957 by lilybet
Reply from lilybet
its the council,and the house is in joint names,so they say he will need to sign for it,even thought i will be paying it. i had a look at the site you reckonmended,visited it prev, im baffled ,so i may contact cab for advice.
thanks for your replyies,im open to anything at present,as im sure he will use the oppotunity to make me sweat,he wouldt even realise thats its in his interest.

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