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my stbwife has debts not savings or assets. Are they just going to strip me of my savings and transfer the home to her with a view to an equitable fiancial settlement that maintains her and the children? The two kids have been looked after by me and my income for the last two years, whilst she happily gambled away her wages, their savings accounts,20kin loans and 20k on credit cards.I'm sure that her solicitor will paint a picture of the poor innocent victim of addiction who is now reforming but needs to be given a chance.
You have given no detail of length of marriage, who will look after kids after separation and your respective salaries, so no chance that anyone can tell you what the outcome will be.
The court I believe will not take too much account of the gambling (neither favouring her nor punishing her for it).
They will be more concerned with looking forward at the needs of the kids( first/foremost) and you and her.
They will be concerned with the financial facts of how much you each earn.
The way you spent your money during the marriage is not really seen as relevant by the court. Who paid for what bills during the marriage is not that relevant.