Below is an extract from form E that I think best suits your situation:- Section 4.3
4.3 Are there any particular contributions to the family property and assets or outgoings, or to family life, or the welfare of the family that have been made by you, your partner or anyone else that you think should be taken into account? If there are any such items, briefly describe the contribution and state the amount, when it was made and by whom.INCLUDE:• Contributions already made• Contributions that will be made in the foreseeable future
Explain here that you borrwoed xx amount and from whom, explain the make of of the debts re-paid and how the rest of the loan was spent.
Explain at the time of completion how much you are paying back eaach month and the balance outstading @ time of completing the form