I assume it is two kids from the child support figure. How is childcare split(%)?
On the surface it looks as if she and you are surviving on similar ammounts (after you pay maintenance) and her benefits appear to be tax credits. If you expect to cease paying SM when the kids become adults (and CM ceases)and she loses her tax credits at the same time she will be forced to live on a significantly smaller amount and on the surface it looks as if she is unlikely to be earning anything close to what you will be at that stage so she might need the money then. What is her earnings potential? This would impact the outcome.
Yes you are correct it is for 2
Childcare is as below
Tuesday i collect them from school and have them for tea and then take them home.
Wednesday i collect and take them to school so she can get to work.
Thursdays i have them over night
Fridays i take them to school
Saturday i have them every other Saturday night
Sundays i have them for dinner when it is not my weekend
I dont mind so much paying a revised spousal maintenace after 10 years if she is not cohabiting but also she has 10yrs of earning capacity while recieving support
Its the no time limit once she cohabits that i am uncomforatable with.
Her words to me today were "what if i move someone in who hasnt got a job"
i am not an expert in any of this, but it seems to me that you are paying a more than decent amount to your ex and that she has got an extremely good deal so far.
I would have thought that if it went as far as court, which I hope for your sake it doesn''t then the ''norm'' would be on any spousal maintenance, if awarded, until she re-marries or co-habits ( 6 months seems a fair amount of time or maybe even a year). If the person didn''t have a job, well quite frankly that is not your lookout.
As benefits will stop as the children get older, again it is deemed that the mother would have a greater earning potential as the children would be off hand, so to speak.
If you earn approx 65k gross per year(with potential to rise) and she has NVQ3 in childcare her max earnings will be approx £9/hr for 40 hr week. £18750 MAX per year. I understand if she cohabitates she should not get maintenance but other than that I reckon she will need it.
thats fine and i appreciate i have responsibilities. She would have 10yrs to retrain and progress and i am happy too support and take more care responsibility so she can go to college. and after 10 years then review the support
It is just that she does not want a time limit on the cohabitation so i would still have to pay untill i got a court order.
That is the part that i feel is unfair and i was unsure how a court would see it