So, have you had any say in how your marital assets might be split or is your husband making the decisions about your future financial security unilaterally?
Have you sat down and worked out what you need to live off? I found it useful to do a monthly expenses schedule (I can send you an electronic version if you PM me your email address).
Your solicitor is correct I think that you would be expected to seek employment to support yourself but, given you age, the economic climate, and the fact that you have been out of employment for so long you''re not going to find this easy. I was in a similar position (at 55) as my self employed business was struggling so I did apply for any job that I could, within reason, and got nowhere but at least I did try.
Have you been to mediation
? It sounds as if you really do need to have better financial disclosure
between the two of you so that someone can advise how things should be split. Could you suggest that you each voluntarily fill in form E
? Pensions etc. also need to be taken into account.
How are you going to formalise the financial arrangements? I don''t think a judge would approve a Consent Order
where one party is disadvantaged, especially when your husband''s housing needs are being met already.
I forgot to answer you previous query re tax liabilities. I believe that this would be taken into account as a liability that your husband has to pay, and therefore be deducted from his other assets.
I''m not sure if you still have children at home and if you could sell the FMH
and downsize - maybe get somewhere mortgage free.
In essence I think you need to find the strength to be more pro-active in sorting out a fair settlement
. There is so much information and help on here so try not to think that you are facing it alone.
You need to think about your financial security for the rest of your life. They are YOUR shared marital assets and presumably you have contributed to married and family life in other ways than being the bread winner?
My reaction to my ex husband''s stream of nonsense spreadsheets was to repeatedly refer him back the the Marital Clauses Act (on how assets are split). If you don''t have disclosure and absolutely transparent information about his earnings, savings and pensions then of course you''ll not understand his spreadsheets which he can manipulate to say whatever he wants.
Sorry, i feel very angry on your behalf. I''m not a man hater but I do hate to see women in this situation. Try and get yourself into the driving seat fast.
Go girl go. Big hugs