Depends how many hours she is working New she needs to be working min of 12 hours but also when you move out she will need to tell Inland Revenue to be reassed for child Tax Credits as a single applicant.
When at the marital home you are not separated. Is there a particular reason why you would wish to be viewed as 'seperated'?
If you want to help your xtb get CTC, you could have two households in one house - living together, but not as man and wife. Also this won't affect your tax position regarding the marital home as it'll still be your principal private residence.
We are still living in the same house but in seperate bedrooms and the divorce petition will be started soon.
If my x2b can start claiming Working Tax Credit - she works part time about 18hrs - then there would be more money coming into the family and I would be able to get out and rent a flat.
Thank you for bringing up Capital gains as this could definately be a factor I haven't considered. The intention is to sign the house over to my wife as part of the settlement - I get to keep my pension. I would also be getting £6k savings and my x2b was going to borrow £16k to give me as well (so £20K). I would then only pay CM and no SM.
What I don't understand is when we can do what. We both want to do things as quickly as possilble so that we can move on.
Is there anything we can do or do we have to wait for a Decree Absolute to make changes?
I have some serious advice to pass on related to my own personal experience and that of two other divorcing people.
1 The Court procedure can easily overshadow what the divorce may mean to you.
2 There is no point whatsoever in going to a solicitor just yet if the two of you are talking and coming to an agreement.
3 Try to agree the arrangements for the children, contact and the financial split between the two of you. Invlolve the CSA now to 'pull that tooth'.
4 Then do a DIY divorce. One of the plastic folder sets at about £15 to get a petition in, get the nisis, a first appointment 12 - 16 weeks later at which you both ask to be a FDR and present the judge with a Consent Order and put in for an absolute. A few hundred quid in Court fees and if your x isn't earning and applies she will get it cheaper.
5 Both of you please, do NOT under any circumstances allow your solicitors to tell you what you might be 'entitled' to. The two of you are the deciders of what happens - not the solicitor. If you are both happy with your settlement then stick to it.
It IS difficult living in the same house; be civil to each other.