Hi - I am new here. I hope I can find some answers I am looking for.
I am in a 'situation' with my husband and I am seriously considering leaving the relationship.
I will try to keep it short.
We are both registered disabled, recv dla,etc.
We rent a house and have help from council with council tax and housing benefit.
I have two children from a previous marriage - 16 and 19, both in further education (college and uni) thankfully with financial help for the uni student.
one child lives with us.
(I have residency)
I personally recv
CSA for youngest child only now
Incap benefit - long term
DLA, plus all the family related crud that goes with it
Carers allowance (for me)
Family tax credits
child tax credits
Plus a bonus from a 'ticking over' business - it doesn't yield very much but it still makes something.
He has written and sells a gaming book that he gets money for - again, it is not significant and a fair bit of it goes to charity.
Plus he recvs the housing benefits and anything else 'we' get as a couple.
I spend most of my time living at my mothers home a few hundred yards round the corner - I try to stay out of the way as much as I can. My children live at the rented family home.
My question is -
If and when I decide to leave - what will I recieve - will my financial situation change - will I lose out - I can barely survive on what I have now.
Will I be entitled to my own housing benefit/help
I hope to have at least one of my children living with me if possible.
I am petrified of having no money or so little that I can't run a car for instance. I know there are many people out there who have so little. I am so worried. I can stay with my mother for now but she is elderly and has a small bungalow. I miss my children and want my life back.
Help? I hope I have included everything. ANY help/advice/answers would be so very welcome.
You will be classed as a single person (or parent if you have a child living with you), and will be assessed as a single person.
The CAB usually have benefit advisers at each branch - give your local office a call, and the adviser will look at your own individual situation and be able to advise on which benefits you should be entitled to if/when you leave the relationship.