The difficult one for me is the Child Tax Credit. I am looking to take a near accurate figure into the room. I have the original figure when she was on Income Support and simply entered her salary as if she was working the last full tax year and not suprisingly it has come out less. I put the salary details in along with the children's details to confirm they are all in full time edu. The site was: taxcredits.hmrc.gov.uk/Qualify/DIQYou.aspx
It gave me a figure of £5343.32 which works out at £445.27 pcm.
Would anyone be kind enough to let me know if I am on the right lines or not?
Term time working - assuming she works in a school or has a job that follows educational working patterns, it is a 'recognised working pattern' and as such, you are not penalised for not working 16 hours during school holidays. In other words, it's not your fault if the school is closed so you are assessed as if working 16 hours over a 52 week period. You do have to be careful with the childcare element, however, as you only need 39 weeks of childcare.
On a low wage she is likely to get some Council Tax Benefit as well.