I have been advised by my solicitor that my position will not be damaged should I move out of the FMH and into one of my rental properties, whilst we sort out the divorce and settlement.
I can potentially afford to keep the 2 households going in the short term by pulling the belt in a bit.
However, it has just occurred to me that my wife might be entitled to some benefits if we seperated, she does not work at present. However, I don''t want a claim to start the ball rolling on ancilary relief, but if she can get help with the council tax etc, etc then this would be helpful?
In the interim she is going to be looking for a job if that makes any difference.
Your wife will be entitled to Job Seekers if she is actively seeking work and if she is the only adult in the house she is entitled to her council tax being reduced by a quarter and even paid for entirely whilst she is on jobseekers.
If there is a mortgage on the property and she is on job seekers she will be entitled to have the interest on her half of the mortgage (assuming it is in joint names) paid.
She may well be entitled to some benefits. The CAB are often very good at advising on the specifics. If you are going to move to a property which is presently rented out, you just need to check with any mortgage lenders. I have come across some buy to let mortgages which expressly forbid borrowers to occupy the property as their home and any breach of this can lead to possession proceedings. Check that you are allowed to live there before you move in.