Debt and Bankruptcy - Divorce Advice

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Read our latest Financial Settlements guide (2021)

What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.

Do you need help sorting out a fair financial settlement?

Our consultant service offers expert advice and support to help you reach agreement on a fair financial settlement quickly, and for less than a quarter of the cost of using a traditional high street solicitor.

Discuss debt and bankruptcy in divorce. How does it affect the Ancillary Relief settlement if me or my ex go bankrupt or enter an IVA during divorce?

Subject	Replies /	Last Post
Confused about a new debt after divorce Started on 20 Nov 22, by nirrep Last Post 21 Nov 22 by nirrep	Replies:2 :111	Last Post by nirrep 21 Nov 22
Debt After Divorce Started on 31 Aug 22, by Klopp418 Last Post 01 Sep 22 by Klopp418	Replies:2 :119	Last Post by Klopp418 01 Sep 22
Any way to trake on spouse's debt? Started on 18 Aug 22, by thewomble Last Post 23 Aug 22 by thewomble	Replies:2 :126	Last Post by thewomble 23 Aug 22
Ex in business debt Started on 18 Jul 22, by elaine238 Last Post 19 Jul 22 by hadenoughnow	Replies:1 :107	Last Post by hadenoughnow 19 Jul 22
Loans Started on 17 Jul 22, by Kashi Last Post 17 Jul 22 by Kashi	Replies:0 :127	Last Post by Kashi 17 Jul 22
overborrowing, credit cards, and loans Started on 22 Mar 22, by mm Last Post 22 Mar 22 by mm	Replies:0 :192	Last Post by mm 22 Mar 22
Unpaid consent order Started on 01 Nov 21, by Debbiecam Last Post 01 Nov 21 by Debbiecam	Replies:0 :187	Last Post by Debbiecam 01 Nov 21
Advice re a charging order Started on 05 Jun 21, by Flower64 Last Post 05 Jun 21 by Flower64	Replies:0 :285	Last Post by Flower64 05 Jun 21
So unfair yet again.. Started on 20 Apr 21, by Milli66 Last Post 12 May 21 by Djsmith	Replies:3 :421	Last Post by Djsmith 12 May 21
Transfer at undervalue and Solvancy Started on 18 Feb 21, by Mxcg2017 Last Post 18 Feb 21 by Mxcg2017	Replies:0 :279	Last Post by Mxcg2017 18 Feb 21
separate finances Started on 06 Feb 21, by letitbeeasy Last Post 06 Feb 21 by wikivorce team	Replies:3 :376	Last Post by wikivorce team 06 Feb 21
Redistribution of Debt - Bankruptcy & CBO Started on 10 Sep 20, by Anatta Last Post 10 Sep 20 by Anatta	Replies:0 :399	Last Post by Anatta 10 Sep 20
Complications with Consent order and Debts Started on 25 Aug 20, by Wwoman75 Last Post 07 Sep 20 by Wwoman75	Replies:2 :433	Last Post by Wwoman75 07 Sep 20
Vehicles I own Started on 29 Jun 20, by jungle7 Last Post 29 Jun 20 by jungle7	Replies:0 :345	Last Post by jungle7 29 Jun 20
1st time divorced 8) Started on 15 May 20, by unowho Last Post 16 May 20 by WYSPECIAL	Replies:1 :385	Last Post by WYSPECIAL 16 May 20
Complicated family loan after divorce!!?? Started on 27 Feb 20, by Chuckles2404 Last Post 27 Feb 20 by Chuckles2404	Replies:2 :552	Last Post by Chuckles2404 27 Feb 20
Divorce, Inheritance, and IVA's Started on 01 Dec 19, by Ellis234 Last Post 01 Dec 19 by WYSPECIAL	Replies:1 :533	Last Post by WYSPECIAL 01 Dec 19
Wife Running up More Dept Started on 24 Sep 19, by Buster007 Last Post 24 Sep 19 by Swampydrill	Replies:1 :501	Last Post by Swampydrill 24 Sep 19
Ex husband to be lost job & debts Started on 09 Jun 18, by Trinity la Matrix Last Post 04 Sep 19 by blacktulip	Replies:1 :473	Last Post by blacktulip 04 Sep 19
Joint Bank Account Overdraft Started on 15 Jun 19, by Johankirchner Last Post 13 Aug 19 by Lymm	Replies:3 :501	Last Post by Lymm 13 Aug 19
Ex keeps on using my home address Started on 19 Jul 19, by hawkswl Last Post 19 Jul 19 by WYSPECIAL	Replies:1 :398	Last Post by WYSPECIAL 19 Jul 19
Financial Order Started on 06 Mar 19, by batman2011 Last Post 08 Mar 19 by hadenoughnow	Replies:1 :453	Last Post by hadenoughnow 08 Mar 19
Newbie-Husband owes suppliers and HMRC - wait? Started on 22 Jan 19, by Dillydally1 Last Post 22 Jan 19 by Dillydally1	Replies:0 :383	Last Post by Dillydally1 22 Jan 19
Can i consolidate the matriminal debts ? Started on 15 Jan 18, by SussexDan Last Post 12 Jan 19 by Steven Wade	Replies:3 :448	Last Post by Steven Wade 12 Jan 19
Debt liability between da and consent order Started on 21 Oct 18, by Daisy39902 Last Post 21 Oct 18 by Daisy39902	Replies:0 :481	Last Post by Daisy39902 21 Oct 18
Financial Divorce Form Started on 09 Mar 18, by Buzzard Last Post 10 Mar 18 by Visselly	Replies:1 :366	Last Post by Visselly 10 Mar 18
Direct Settlement payment request from Solicitors Started on 13 Oct 17, by okeydokey Last Post 13 Oct 17 by okeydokey	Replies:4 :371	Last Post by okeydokey 13 Oct 17
Bankruptcy, IVA, secured loans, debts etc Started on 25 Sep 17, by LittleSeaHorse Last Post 26 Sep 17 by LittleSeaHorse	Replies:2 :452	Last Post by LittleSeaHorse 26 Sep 17
Bankrutpcy Started on 12 Sep 17, by circus Last Post 13 Sep 17 by circus	Replies:2 :415	Last Post by circus 13 Sep 17
STB Ex run up huge debts before Consent Order Started on 17 Aug 17, by Panicked Last Post 17 Aug 17 by WorldsBiggestMug	Replies:1 :518	Last Post by WorldsBiggestMug 17 Aug 17
Soft loan £70k Started on 27 Jun 17, by Sarah D Last Post 27 Jun 17 by Sarah D	Replies:5 :524	Last Post by Sarah D 27 Jun 17
had to go into Debt in order to rent a home Started on 25 Apr 17, by swaziwarrior Last Post 27 Apr 17 by swaziwarrior	Replies:4 :378	Last Post by swaziwarrior 27 Apr 17
MPS Started on 18 Apr 17, by Chrisb1579 Last Post 18 Apr 17 by Chrisb1579	Replies:0 :289	Last Post by Chrisb1579 18 Apr 17
How to progress? Started on 15 Apr 17, by Fed_Up Last Post 16 Apr 17 by hadenoughnow	Replies:1 :308	Last Post by hadenoughnow 16 Apr 17
lies on form e about marital debt Started on 05 Mar 17, by Elizabeth68 Last Post 17 Mar 17 by Elizabeth68 1 2	Replies:13 :1143	Last Post by Elizabeth68 17 Mar 17
IVA unpaid. Started on 15 Feb 17, by Sparky32 Last Post 15 Feb 17 by Sparky32	Replies:4 :478	Last Post by Sparky32 15 Feb 17
My Liability for Husbands Debt Management Plan Started on 14 Oct 16, by SAN5060 Last Post 16 Oct 16 by SAN5060	Replies:2 :361	Last Post by SAN5060 16 Oct 16
Divorce and IVA Started on 21 Sep 16, by yoda21 Last Post 21 Sep 16 by Stanlaw	Replies:1 :405	Last Post by Stanlaw 21 Sep 16
Not complaing to the court order Started on 10 Aug 16, by stephenb Last Post 10 Aug 16 by stephenb	Replies:0 :336	Last Post by stephenb 10 Aug 16
Bankruptcy Started on 08 Aug 16, by stephenb Last Post 09 Aug 16 by rubytuesday 1 2	Replies:7 :853	Last Post by rubytuesday 09 Aug 16