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Debt incurred in marriage

  • Mofunda
  • Mofunda's Avatar Posted by
  • Junior Member
  • Junior Member
09 Oct 15 #467844 by Mofunda
Topic started by Mofunda

I have been separated from my wife for over 3 years.
We have just sold our house and trying to agree the equity splits.

During our marriage I incurred a number of debts in my sole name.

1. Loan for Kitchen Refurbishment
2. Finance for family car
3. Credit cards fro family spending such as holidays, food shopping etc.

Following our separation I entered in to an IVA as my debts were unmanageable.

How do I stand on the debts that we incurred Together but in my sole name only?

Thank you

  • LittleMrMike
  • LittleMrMike's Avatar
  • Platinum Member
  • Platinum Member
09 Oct 15 #467848 by LittleMrMike
Reply from LittleMrMike
You may be lucky. If debts were incurred for the common weal, e.g. a home improvement, as you say, the Courts might well regard to debt as joint.

Any debt incurred for the sole benefit of one partner ( e.g. a piano for me when me wife was not a pianist ) would probably be my responsibility.


  • Mofunda
  • Mofunda's Avatar Posted by
  • Junior Member
  • Junior Member
09 Oct 15 #467849 by Mofunda
Reply from Mofunda
Thank you.

I understand your point about the car (I assume that was your piano reference)

I was the only driver and I used the car for work (I needed to commute and travel as part of my job).

I was by some margin the chief earner and for approaching 2 years the only earner.

I did not benefit from the sale of the car post separation as it was eventually scrapped with a value of £150.

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