Going through a separation at the moment. Our joint mortgage was in arrears of some £7000+ (due to unemployment)when my ex left. She said that I could have the house but wanted the name changed to just mine. Mortgage company said I had to pay debt off before they would consider it. So working hard I managed to pay all the arrears off within a year. But they wont change it into my name because I don''t earn enough to take out a remortgage even though I was the one paying the mortgage, as well as all the bills.
My ex now want to declare bankruptcy because of her debts. If we agree on ''Clean Break'' order will the bankruptcy company still be able to touch my house?
Thanks for any help in advance.