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What are we each entitled to in our divorce settlement?

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Strange request from stbx

  • cavalino
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26 May 16 #478833 by cavalino
Topic started by cavalino
My partner is going through her divorce and it has been agreed that she takes on about £45k worth of debt that he has ramped up on joint credit cards and a loan that she took out for him.
In return he would not touch the house or her pension pot(house she had before they met).
He has now asked for all credit card statements and loan details and we cannot think why he wants them, bearing in mind she has agreed to take the debts on herself.
Maybe some one can enlighten us as when he is asked he will not give a straight answer.

  • WYSPECIAL
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26 May 16 #478840 by WYSPECIAL
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There is no such thing as a joint credit card.

Who is responsible for the debt?

Maybe he wants to see how much it is to decide if he wants to accept the proposal?

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26 May 16 #478841 by cavalino
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He has run up the debts on a joint card that was held in her name, she has accepted the deal that she takes on all debts.He now wants statements for the accounts but as previously stated doesn''t make sense as to why.

  • littlegreen
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26 May 16 #478844 by littlegreen
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Hi there,

This is a shot in the dark but is he trying to find out if there''s a PPI claim and that''s why he needs the paperwork.

Of course I could be completely wrong and I apologise for the suggestion if I am.


Take care

LG xXx

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26 May 16 #478846 by cavalino
Reply from cavalino
Good point,had not thought of that one.

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26 May 16 #478847 by Bubblegum11
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As others have said, one of them is the primary account holder who signed the credit agreement and is liable for the debt with the credit card company even if it was the secondary card holder who spent the money.
if I were him I don''t think I would want to agree to the proposal without seeing what the settlement was in monetary terms. Maybe he just wants to clarify how much of the debt actually is his and if the proposal is worth it for him.

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27 May 16 #478855 by WYSPECIAL
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cavalino wrote:

He has run up the debts on a joint card that was held in her name, she has accepted the deal that she takes on all debts.


Then they are her debts anyway.

You can''t have a joint credit card. Only the person whose name the card is in is responsible for the debt whether it was them or their nominated user that made the purchases.

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