I suspect there may be one or two typing errors in your post and that is one reason why I find it difficult to advise.
If the wife is to stay in the
marital home, she must be able to afford it with the aid of such resources as she has or could acquire, including salary, maintenance, benefits, whatever. If she can't do this she should not be " awarded ' the right to live in the house.
You mention your wife re-mortgaging in her sole name. She can do this only if the title to the property is in her sole name. Is it ? Did you sign a transfer ? If you did, how is your share to be protected ?
It would be unusual for you to come away with no interest in the former
marital home at all. The displaced spouse will usually retain an interest but may have to wait some time before he ( it almost always is a he ) can actually realise it.
There'are a number of ways in which this can be done. The property may remain in joint names, in which case she can't mortgage it or sell it without your consent. What you need to watch out for is that you don't want your ex creating a new mortgage on the property which would have priority over your right to receive your share.
It is critical for me to know whether the property is in joint names or not. If the property is to be in her sole name, you must take a charge on the property to secure your eventual share and to set out the circumstances when you can realise it. The wording of this is critical and requires legal advice, there are all sorts of implications, like, who maintains and insures the former
marital home ?
It is definitely not something which should be attempted by
a non-lawyer.
But you should be able to tell me whether the property is in joint names.
LMM